The year was 1982. Barney Clark, a retired dentist, became the first human recipient of a permanent artificial heart. The medical accomplishment was so extraordinary that Barney received a call from then-President Ronald Reagan, which was broadcast on national TV.
Barney had suffered from congestive heart failure and his chances of survival – with or without the Jarvik 7 artificial heart – were virtually nil. President Reagan asked Barney if there was anything he could do for him. Barney’s response? Please ask the Social Security Administration to approve his disability benefits.
As a CFP, I advised many of my clients through the years to acquire personal disability policies. Why? While a number of reasons were (and are) valid, the primary reason was that historically, 3 out of 4 claims filed for Social Security disability benefits were denied. Moreover, not only were the vast majority of claims denied; those who were ultimately approved (after a 5-month waiting period) but subsequently recovered (by the government’s definition) within 12 months of the onset of disability were required to repay the benefits they received.
Remember the commercials? Law firms specializing in Social Security Disability Income (SSDI) benefits found it profitable to spend big bucks on advertising – trolling for exasperated disabled folks who were getting nowhere in their uphill battles with the Social Security Administration.
My, how times have changed. From Beitbart:
The number of individuals collecting disability benefits has hit a record high 8,827,795, according to new figures released from the Social Security Administration. On average, beneficiaries receive monthly benefits of $1,130.34.
The explosion of individuals now applying for federal disability means applications are being awarded without proper vetting. A Congressional report examining a sample of 300 cases found that over a quarter of them “failed to properly address insufficient, contradictory or incomplete evidence.”
In October, a West Virginia man was sentenced to spend two years in jail for having fraudulently received over $265,000 in disability checks. And this month, the New York Times reported that Appalachian hill-country parents are pulling their children out of literacy programs to bag $689 monthly Social Security Disability Income (SSDI) checks. The taxpayer-funded payments continue until the child is 18, when two-thirds are transitioned into SSDI for disabled adults. Continue reading…
Incidentally, as Breitbart points out, a December 2011 White House report conceded that “workers on SSDI (Social Security Disability Insurance) rarely return to the labor force.”
Here’s the deal. Let’s pretend that nearly 9 million Americans were somehow able to legitimately qualify for SSDI. Fine. But? Let’s look at it in the larger context of the Regime’s entitlement mentality over the last four years:
This Thanksgiving, a record 42.2 million Americans used food stamps to “get by.” More than 100 million Americans (30% and climbing) are now on welfare. The unemployment rate remains near 8% – after O promised that his “stimulus” plan would take it below 5%.
See a pattern here? What could be better for liberals than a permanent underclass?
As I’ve said so many times, if you fail to understand the transformational change occurring in America under the Obama Regime, you’re either naive, misinformed or compliant. In any case, shame on you.